What are the eligibility criteria for applying for a Line Bank 信貸 loan?

回答於 : 2024-07-12

參考資料

LINE Bank Quick Credit

linebank.co.id

Fast & Safe KTA - LINE Bank

linebank.co.id

Alternative Credit Scoring - Hong Kong Monetary Authority

hkma.gov.hk

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答案

完善答案

To apply for a LINE Bank 信貸 (credit) loan, there are several eligibility criteria that applicants must meet. Here is a breakdown of the key requirements:

### Personal Eligibility Criteria:

1. **Account Holder**:

- Must be a LINE Bank savings account holder[1][2].

2. **Age**:

- Minimum age: 21 years old at the time of application[1][2].

- Maximum age: 55 years old when the loan matures[1][2].

3. **Citizenship**:

- Must be an Indonesian citizen[1][2].

### Documentation Requirements:

1. **Personal Information**:

- Proof of identity (such as a national ID or passport).

- Proof of address[7].

2. **Financial Information**:

- Proof of income (such as salary slips or bank statements) may be required depending on the loan amount and terms[7].

### Additional Criteria:

- Applicants are generally expected to have a stable source of income.

- A good credit history can enhance the chances of approval and potentially secure better terms for the loan[6].

### Loan Repayment Terms:

- Repayment dates are typically on the 16th or 26th of every month (or the next business day if these dates fall on a holiday) [4].

Understanding and fulfilling these criteria is essential to ensure a smooth application process for a LINE Bank 信貸 loan. Be sure to prepare all necessary documents and verify your eligibility to increase the likelihood of a successful application.