回答於 : 2024-07-12
DBS Bank has implemented several measures to improve customer satisfaction for its credit card holders. These measures can be categorized into enhancing digital services, providing robust customer support, and leveraging data analytics. Here are the specific actions taken:
### Enhancement of Digital Services
1. **Mobile App Functionality**:
- DBS Bank offers a user-friendly mobile app (DBS Card+ Mobile App), allowing customers to manage their credit card accounts conveniently. This app supports functions such as requesting a credit limit increase and accessing statements[5].
2. **Phygital Experience**:
- DBS Bank integrates digital and physical touchpoints, ensuring that customers have a seamless experience across platforms. Customers can start interactions online and have the option to visit a branch for personalized assistance if necessary[4].
### Robust Customer Support
1. **Multi-Channel Support**:
- Customers can interact with DBS Bank through various channels: mobile app, phone, or in-person at branches. This multi-channel approach ensures that customers can choose their preferred method of communication[5].
2. **Dedicated Hotline for Specific Needs**:
- DBS Bank provides dedicated hotlines for different services. For instance, wealth clients can contact their relationship managers directly, and trading platform users have a specific hotline for support[1].
### Leveraging Data Analytics
1. **Customer Experience (CX) Analytics Tools**:
- DBS Bank employs sophisticated analytics tools to enhance customer engagement and satisfaction. By analyzing customer interactions, the bank can refine its services to better meet customer needs[7].
2. **Feedback Mechanisms**:
- DBS Bank actively seeks and responds to customer feedback. This allows the bank to identify and address pain points promptly, improving overall customer satisfaction[7].
### Additional Measures
1. **Ensuring Service Availability**:
- The bank takes proactive steps to ensure the reliability of its digital services. In the event of service disruptions, as noted in the recent outage, DBS promptly identified and resolved the issue while keeping customers informed[1].
2. **Sustainability Initiatives**:
- DBS Bank's commitment to sustainability, such as the development of net-zero energy buildings, reflects its broader customer-centric approach, aiming to foster trust and long-term customer loyalty through responsible practices[4].
By integrating advanced technology, maintaining robust customer support, and leveraging data analytics, DBS Bank aims to consistently enhance the credit card customer experience, ensuring high levels of satisfaction and loyalty.